Focused educational sessions designed around the real questions salaried workers in Ecuador ask about their finances.
Our workshops are not general financial advice sessions. Each one is built around a specific topic that directly affects salaried workers in Ecuador, using real examples drawn from the Ecuadorian labor and tax context.
We keep the format simple. No jargon. No assumptions about prior knowledge. Each session builds on a clear question and works toward a concrete understanding that you can apply to your own situation.
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Each workshop addresses a specific area of financial knowledge relevant to formal employment in Ecuador.
A complete walkthrough of the rol de pagos document. We identify every section, explain what each entry represents, and clarify the difference between earned income and received income in the Ecuadorian context.
A detailed look at the social security contribution in Ecuador. We explain the personal and employer portions, what the contribution funds, and how to verify that your employer is making the correct payments on your behalf.
When does income tax apply to your salary? How is it calculated? This workshop explains the SRI withholding mechanism for employees, the role of personal deductions, and how to understand the amounts that appear on your pay slip.
Ecuador's additional salary benefits are often misunderstood. This workshop covers when they are paid, how they are calculated, whether they can be paid in monthly installments, and how they affect your annual financial planning.
Using only your net income as the starting point, this workshop introduces two practical budgeting methods that work without apps, spreadsheets, or financial software. Simple frameworks that help you see where your money goes and where you have room to adjust.
Understanding the difference between what you must pay, what you choose to spend, and what you have committed to in the future is the foundation of any effective financial plan. This workshop provides a clear framework for categorizing and reviewing your monthly outflows.
We design each workshop to be accessible regardless of your prior knowledge of finance or accounting.
Detailed written materials that explain each topic step by step. Designed to be read at your own pace, referred back to, and shared with others in similar situations.
Each workshop includes concrete examples using realistic Ecuadorian salary figures. You can follow the calculations and apply the same logic to your own pay slip.
Where legal or technical terms are unavoidable, we explain them in plain language within the same document so you never need to look something up separately.
Ecuadorian labor and tax regulations change periodically. We review our workshop content regularly and update it when relevant changes occur so the information you access remains current.
